Traveling through time to cultivate immortality: a life and death test

Chapter 292 Reform



Chapter 292 Reform

Liu Xing, thanks to his impressive performance, successfully ascended to the position of Points Hall Master. His fellow Jindan cultivators flocked to congratulate him. As the saying goes, a new official's first act is to transform the Points Hall into the Economics Hall. With the Qianji Bank and passbooks, the sect no longer needs points to calculate a disciple's contribution. Each disciple is issued a unique passbook, converting their points into deposits at a one-to-one ratio. Instead of distributing points, the bank now distributes cash. The most direct benefit of this move is that the sect has deposited a significant amount of spirit stones into the Qianji Bank, bringing the bank's reserves to 500 million!

With money, he could be more aggressive in his investments, attracting more merchants to Qianji Bank to discuss cooperation. Liu Xing's reputation grew, and he was flooded with requests for services. He also took the opportunity to collect more information on pill formulas and medicinal materials.

Liu Xing, leveraging his profound knowledge of prohibitions, improved the Qianji Sect's point-based digital system and developed a bank system to manage deposits, withdrawals, and digital transactions. Qianji Sect disciples found it much easier to collect rewards for completing missions. Upon completing a mission, their savings instantly increased, allowing them to withdraw spirit stones from the bank at any time.

Each shop is also connected to the bank's system, eliminating the need for cash payments for transactions; instead, funds can be transferred directly between bankbooks, a truly convenient solution. Each bankbook bears the soul imprint of the cultivator, making it impossible for fraudulent transactions. Once a cultivator's soul perishes, the soul imprint on the passbook also disappears, effectively informing the Qianji Bank that the owner of the passbook has passed away. The deceased cultivator's estate will enter the estate disposal process, with the bank proactively notifying relatives and friends to collect the estate. If there are no heirs, the estate will revert to the Qianji Bank. If no heirs are contacted within a short period of time, the bank will keep the estate for a hundred years. If no heirs arrive to claim it after that period, the estate will revert to the bank.

For cultivators traveling the world, dangers abound. Many vanish inexplicably, and the vast majority live alone, without any heirs. Therefore, the savings of these independent cultivators ultimately end up in the bank, generating a lucrative profit. For independent cultivators, this doesn't matter; death and wealth are lost, and leaving their inheritance to the bank is better than giving it to their enemies. Of course, those with a master or family are another matter.

Due to the large influx of spirit stones and valuables into the Qianji Bank, Liu Xing constructed a dedicated teleportation array in a secret room at the Qianji Bank headquarters in Wanshan Market, directly connected to the Qianji Sect's treasury. For safety reasons, the vast majority of spirit stones and valuables were stored at the Qianji Sect headquarters. Unless the Qianji Sect faced utter destruction, the treasury would remain secure.

The mission hall has also been cancelled!

Now, if a sect wants to issue a task, it can directly sign a power of attorney with Qianji Bank. The passbook in the hands of the cultivator is the information receiving system, which can be used to check, accept and deliver tasks at any time, and the efficiency is very high!

With Qianji Money House as an intermediary, not only are the information release channels wider, but the client's personal information is also kept confidential. There is no need to worry about being deliberately targeted, which is what attracts everyone.

Liu Xing later organized several more gatherings of Jindan cultivators, disseminating their needs through the Qianji Bank system. This resulted in a significant increase in cultivation efficiency. Many of his fellow cultivators' urgent needs were met through Liu Xing, further strengthening their trust and gratitude towards him, and elevating his reputation to even higher levels.

Investment projects have also been greatly expanded!

With greater investment in the development of spiritual caves and the construction of shops in the market, many individuals who wanted to open shops in the market but lacked initial capital could not only obtain mortgages from Qianji Bank, but also obtain investment funds from Qianji Bank by selling shares based on their outstanding project proposals. This made Qianji Bank the financial backer of many merchants, and with the support of Qianji Bank, they had a greater advantage in obtaining resources than their peers.

Every move of the Qianji Sect is closely watched by the other nine sects, and all kinds of information are transmitted to each sect through various channels like snowflakes.

A rare visitor has arrived at the Hehuan Sect's lair, the cave dwelling of the Hehuan Elder Demon Chu Shixiu. This man, with a distinguished face and the demeanor of a genial elder, is surprisingly a late-stage Nascent Soul cultivator. An ordinary cultivator would be terrified to death if they knew this man was the demonic leader Zuo Qiuhai. Zuo Qiuhai once massacred an entire city, leaving rivers of blood that lingered for three months. His demonic rage was fierce and chilling.

"Master Zuo has arrived. I am sorry for not welcoming you in person. I hope you will forgive me." Chu Shixiu welcomed Zuo Qiuhai into the cave and sat down as host and guest.

An eighteen-year-old maid, incredibly beautiful, served spiritual tea. Her every move exuded a captivating aura. She was surprisingly at the mid-stage of Foundation Establishment, demonstrating her exceptionally high talent. Zuo Qiuhai stared at the maid, unabashedly revealing the greed and lust in his eyes, a stark contrast to his sagely image.

"Brother Chu really knows how to enjoy life. He actually has such a top-quality furnace and cauldron in the world." Zuo Qiuhai said enviously.

"Since Master Zuo is interested, I will give her to you." Old Demon Chu said with a smile, as if he was giving away an ordinary item and he was not stingy at all.

"If you are serious, then I will be more respectful..." Zuo Lao Mo looked at the maid jokingly with an obscene look.

After pouring the tea, the maid stood respectfully by, her eyes fixed on the side, her face calm, as if she had long since given up hope for her fate and let it be dealt with.

"Forget it, this is Fellow Daoist Chu's treasure. I won't steal it away and be annoying. I was just joking." Zuo Qiuhai suddenly changed the subject, restrained his wretched image, and his temperament changed, instantly turning into the appearance of a hermit.

Chu Shixiu waved his hand and the maid retreated obediently.

"Fellow Daoist Chu, the Qianji Sect has been developing and prospering in recent years. Its financial resources have grown at an extremely fast rate. It already has the potential to become the number one sect in the world." Zuo Lao Mo said solemnly.

The ten great sects had dominated the human cultivation world for thousands of years. Although their power varied slightly, they had always maintained a delicate balance. With the reforms within the Thousand Machines Sect, its internal economy was developing too rapidly, threatening the development of the other sects.

"What do you think, Brother Zuo?" Chu Shixiu asked Zuo Lao Mo without any surprise.

"We can't allow the Qianji Sect to continue to grow so strong. We must take some measures to contain it. If Fellow Daoist Chu is willing to cooperate, I am willing to make concessions on some interests." Seeing that Old Demon Chu did not accept the challenge, Zuo Qiuhai was filled with hatred in his heart, but he still put forward his idea of ​​cooperation directly.

"I'd like to hear the details." Seeing that Zuo Qiuhai was indeed sincere, Old Demon Chu discussed it with him in detail.

The same scene also happened in other top sects. The top leaders interacted frequently, and various means against the Qianji Sect began to be quietly launched.


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